Who Is Responsible For a Rideshare Accident?

Rideshare services like Uber and Lyft have transformed the way people travel, offering convenience at the tap of a screen. However, when a seemingly ordinary ride ends in an accident, the aftermath can be immensely stressful and confusing. Who is responsible for your injuries? What rights do you have as a passenger or another party involved? Determining liability is a critical step in securing the compensation you need to recover. At Brydon, Swearengen & England, we are here to help you understand your options and advocate for your rights.

Understanding Liability in Rideshare Accidents

Liability in a rideshare accident is complex. At its core, proving liability means identifying the party or parties whose negligence caused the incident. This is a crucial step in getting compensated for your medical bills, lost wages and other damages.

Who May Be Held Accountable?

Several parties may be liable for a rideshare accident, depending on the specific circumstances:

The Rideshare Driver  

Rideshare drivers, like all motorists, must operate their vehicles responsibly. If the driver was speeding, distracted or operating under the influence, they could be held liable for the accident. Drivers must also carry personal auto insurance, which often comes into play for incidents that occur when they are not actively engaged in a rideshare trip.

Another Motorist or Third Party  

Rideshare accidents aren’t always caused by the rideshare driver. Another motorist, a pedestrian or even a cyclist may share responsibility if their negligent actions contributed to the crash. For example, a driver who runs a red light and collides with a rideshare vehicle could be held accountable for resulting injuries.

The Rideshare Company  

Uber and Lyft maintain liability insurance coverage for accidents that take place while a driver is logged into their platform. If the driver was transporting a passenger or en route to pick someone up during the accident, these companies provide certain amounts of coverage for damages. However, securing compensation through a rideshare company’s insurance policy can be challenging, as these companies frequently deny responsibility, citing their drivers’ status as independent contractors rather than employees.

Evidence to Establish Fault

Gathering and presenting evidence is essential for determining fault in a rideshare accident. Important pieces of evidence include:

• Police Reports: Official documentation of the incident can serve as a key resource in establishing what happened and who was likely at fault.  
• Eyewitness Statements: Testimonies from passengers, pedestrians or other vehicles provide additional perspectives on the event.  
• Driver Records: Proof that the rideshare driver was logged into the app can establish the company’s liability.  
• Accident Scene Photos: Images of vehicle damage, traffic signs and road conditions strengthen your case.  
• Surveillance Footage: Traffic or security cameras may capture the moments leading up to and during the collision.

Partner With an Attorney Today

Navigating a rideshare accident is no easy task, especially when facing insurance companies determined to minimize payouts. At Brydon, Swearengen & England, we can advocate for you, ensuring that all evidence is properly presented and liability is assigned to the correct parties. We bring in-depth knowledge of Missouri’s rideshare laws to your case. Schedule a free consultation now.